Just Talk About...Insurance

     Have you ever had questions about your health insurance? For instance, "What's covered?" or "Do I have a copay or co-insurance due?" According to the U.S. Census Bureau, there are about 260 million people enrolled in over 300,000 health insurance plans in the U.S. Understanding health insurance coverage can be confusing to the average consumer, even me sometimes.

     Hi my name is Lynelle and I have worked in the healthcare industry for almost 20 years. Over the years, I have received many phone calls from angry and upset patients confused about bills and correspondences they received from their healthcare provider or health insurance plan; in regards to denied claims or higher than expected liability. Sometimes the claim can be adjusted by submitting a coordination of benefits update. However, there are times when the benefit is just not covered. Just Talk About ...Insurance is a blog created to share information about health insurance, so that insurance is less confusing.

     By no means do I know all the answers  in regards to health insurance; it is always evolving driven by new regulations and consumer demand.That's why I am inviting you to comment and provide answers too. Just Talk About...Insurance is open to all mature persons who are willing to share information, ask and answer questions. 

     Understanding health insurance does not have to be confusing. By asking questions and sharing information in this forum we can help each other find the answers to questions like, "What does my health insurance cover?',  "Do I owe a copay?" and "What is co-insurance?'.

     I look forward to your questions about health insurance. It is only with your questions and feed back Just Talk About...Insurance can be a success.